情报科学 ›› 2025, Vol. 43 ›› Issue (3): 185-194.

• 综述 • 上一篇    

我国基本养老保险基金财务可持续性研究进展:系统性文献综述

  

  • 出版日期:2025-03-05 发布日期:2025-05-27

  • Online:2025-03-05 Published:2025-05-27

摘要: 【目的/意义】随着我国老龄化进程的不断加速,基本养老保险基金的收支平衡,已经成为养老金融领域的 核心问题。尽管学术界对基本养老保险制度的运行模式、实际效率、公平性等方面积累了一定研究经验,但对于基 本养老金财务可持续性这一核心问题,现有研究在内容与范式等方面存在趋同倾向。【方法/过程】本文在传统通用 维度的基础上,针对研究问题创造性构建了包含研究对象与研究区位两个分维度的专有维度,进而构建起多维度 的综合分析框架,借助文本编码、文献计量、内容分析等方法,对文献特征与不足进行系统性总结。以 Web of Sci⁃ ence和中国知网中与基本养老保险基金财务可持续性主题相关的文献为分析对象,基于关键词共现与时间聚类等 文献计量方法,系统性梳理该领域的研究现状,并给出未来的热点研究方向。【结果/结论】研究表明,中国基本养老 保险基金财务可持续性仍属于起步探索阶段,相关的文献并不充实。当前研究的薄弱环节为仅采用单一视角进行 浅层探讨,在影响养老金系统收支平衡的各类因素,以及预测未来收支缺口时所应选取的量化方法上,并未达成研 究共识,该领域研究的全面性与深入性均有显著提升空间。【创新/局限】后续研究可在本文构建的多维度分析框架 的基础上,采用元分析等方法,对研究细节进一步挖掘,为中国基本养老保险基金的可持续运营提供理论指导。

Abstract: 【Purpose/significance】With China′s accelerated population aging, the balance of the basic pension fund has become the core issue. Although the academia has some research experience on aspects like the operation mode, efficiency and equity of the basic pension system, existing research on the financial sustainability of basic pension funds shows a convergence tendency in content and paradigm.【Method/process】Based on traditional general dimensions, this paper creatively constructs a proprietary dimension with two sub-dimensions of research object and research location, and then builds a multi-dimensional comprehensive analysis framework. Us⁃ ing text coding, bibliometrics, content analysis and other methods, it systematically summarizes the characteristics and deficiencies of the literature. Taking the literature related to the financial sustainability of basic pension funds in Web of Science and CNKI as the analysis objects, and relying on bibliometric methods like keyword co-occurrence and time clustering, this paper systematically re⁃ views the research status in this field and proposes future research hotspots【. Result/conclusion】The research indicates that the finan⁃ cial sustainability of China′s basic pension fund is still in the initial exploration stage with insufficient relevant literature. The current research weakness lies in its shallow discussion from a single perspective. There is no research consensus on the factors influencing the pension system′s balance and the quantitative method for predicting future deficits. The research in this field has much room for enhancing its comprehensiveness and depth.【Innovation/limitation】Follow-up studies can, based on the multi-dimensional analysis framework of this paper, adopt meta-analysis and other methods to dig deeper into research details, offering theoretical guidance for the sustainable operation of China′s basic pension fund.